USEFUL LINKS AND OTHER THINGS OF INTEREST (a continuous work in progress!):
Debt and mental health:
Have just discovered this on the great Money Saving Expert website. Cick on this link HERE to go to their page where you can download a pdf guide to mental health and debt.
According to the site "It covers how to handle debts when unwell, work with banks, free debt counselling, specific tips for bipolar disorder or depression sufferers, whether to declare a condition and more." N.B. you'll need Adobe Acrobat Reader (it's free) to read it.